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Course overview
Description
Mario and Maria Sanchez are approaching retirement. They will have to make multiple decisions about their retirement plan, the order in which they withdraw their savings, and their insurance coverage. In addition to enjoying a comfortable retirement, they want to be able to make a difference in their community.
This training offered in both English and French includes three hours of preparatory work, followed by a four-hour asynchronous web module and a six-hour synchronous virtual class. A two-hour knowledge consolidation module completes the training.
Activity recognition
- CSF: 15 PDUs in general subjects
- FP Canada: 15 Financial Planning CE
- CIRO-CE MFD: 15 Professional Development credits
- CIRO- IIROC: 15 Professional Development credits
 | Objectives |
At the end of this training session, you will be able to:
- Better estimate your clients' retirement living expenses and the amounts they will need to withdraw.
- Assess the relevance of past service buyback.
- Better determine the optimal disbursement order for an employee.
- Better inform your clients about the tax consequences of death on various savings vehicles.
- Better assess the advantages and disadvantages of different methods of giving.
 | Key competencies |
By taking this course, you will acquire key competencies in these areas of financial planning:
- Legal Aspects
- Finances
- Taxation
- Retirement
- Insurance and risk management
This course also helps develop the transversal comptency of global vision, since it involves analyzing complex situations and identifying optimizations and interrelationships between different areas of expertise, objectives and customer needs, thus offering integrated, customized solutions.
 | Who should attend |
This course is intended for financial planners who wish to enhance their knowledge and skills in advising salaried clients on retirement disbursements, as well as the tax and estate planning aspects thereof.
Course program
- Protection mandate and substitute mandatary
- Cost of living in retirement
- Investor profile and life cycle
- Source deductions and retirement income
- Past service buyback
- Withdrawal order
- Critical illness insurance
- Taxation of savings vehicles upon death
In summary, this will give you an overview of the issues facing employees as they approach retirement.
Trainers
Benoit Chaurette is an expert advisor at National Bank, Private Banking 1859, and holds a bachelor's degree in mathematics and economics and a master's degree in taxation. He is recognized for his expertise in serving high net worth clients.
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David Truong is President of National Bank Planning and Employee Benefits and a lecturer in financial and estate planning at HEC Montréal, in finance at McGill University, in investment taxation at the University of Sherbrooke, and at the Institute for Professional Training.
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