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It was during this flurry of activity that Caroline Champagne took office as the Institute’s President & CEO last October 20. Immediately plunged into our headline events, she launched her term by supporting the community and investing her energy and determination in ongoing projects.
Survey and issues for the profession
During Financial Planning Week, in November, we surveyed Québecers to gain a better understanding of their financial concerns. The results speak volumes: financial stress continues to climb, with 42% of those surveyed expressing worry about their situation, compared to 32% last year. This feeling is even more pronounced in people who do not have a financial plan, where it reached 46%. Despite this reality, more than half of the respondents still do not have a plan to secure their future.
The survey also revealed that the use of artificial intelligence to get financial advice is growing, especially among young people, but that the population at large is still wary of these tools.
These findings are telling: they confirm the importance of our role as financial planners at a time when financial choices are becoming increasingly complex and people are being bombarded with ever more sources of information. They remind us that trust is built, day by day, through competency, listening and support. And they underscore the importance of succession: with nearly 40% of practising F.Pl.s now over 50 years old, it is crucial to inspire a new generation to join our profession.
2025–2028 Strategic Plan: Supporting future planners and promoting the profession
In this situation, the 2025-2028 Strategic Plan, unveiled at the congress, is an essential springboard for the future. One of its four major orientations aims to boost awareness of financial planning. This orientation will involve concrete actions to attract and support our successors, particularly through increased presence in educational institutions, awareness campaigns and targeted initiatives, all indispensable for the future of the profession.
CIRO’s new training and exam preparation tools
Since January 2026, in collaboration with FP Canada, the Institute has offered courses and exam preparation tools developed by the Canadian Investment Regulatory Organization (CIRO). A new competency model based on the exams now defines the registration conditions for becoming an investment representative. These changes allow the Institute to support candidates with these new courses.
This initiative is directly aligned with another orientation in the 2025-2028 Strategic Plan: delivering a distinctive and positive client experience. The new courses will also help expand and diversify the Institute’s sources of income by showcasing our expertise and reaching a wider client base.
The courses cover the Canadian Investment Regulatory Exam (CIRE) and the Retail Securities Exam (RSE). Based on realistic scenarios and case studies, the content helps candidates develop an in-depth and practical understanding of concepts and increases their confidence they will succeed on the exam.
Together, meeting challenges and inspiring the future
2026 will be an opportunity for us to continue mobilizing our strengths, developing our skills, sharing our knowledge and actively supporting our successors. Québecers need guidance to navigate this complex financial world. Together, with audacity and commitment, we can set ourselves apart and meet those needs while promoting financial planning here in Québec and beyond.